Compliance

General

W2D Finverse is an AMFI Registered Mutual Fund Distributor (ARN-133132) and an APMI Registered PMS Distributor (APRN01605). The information on this website is for general information only. It is not investment advice, a solicitation or an offer. W2D Finverse is not a SEBI Registered Investment Adviser; any advice given is incidental to distribution. For personalized financial advice, consult a SEBI Registered Investment Adviser.

Mutual Fund Risks

Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance is not indicative of future returns. No return, minimum return or capital protection is guaranteed. NAVs can go up or down.

PMS Risk

Portfolio Management Services carry higher risk than Mutual Funds, including concentration risk, liquidity risk and potential loss of capital. Minimum investment is Rs. 50 Lakh as per SEBI (Portfolio Managers) Regulations, 2020. W2D Finverse is the distributor, not the Portfolio Manager. Read the PMS Disclosure Document of each strategy before investing.

Securities Market

Investments in securities market are subject to market risks. Read all the related documents carefully before investing.

Commission

We receive trail commission from AMCs for distribution of Regular Plan schemes and a distribution fee from Portfolio Managers. No fee is charged to investors. Details are on the Commission Disclosure page.

Calculators and Illustrations

All calculators and illustrations are for information only. The maximum assumed rate of return used is 12% per annum, in line with AMFI Best Practice Guidelines on future return assumptions. Actual returns may be lower or negative.

Scheme Documents

Read the Scheme Information Document (SID), Statement of Additional Information (SAI), Key Information Memorandum (KIM) and latest Riskometer of each scheme, available on AMC websites and at https://www.sebi.gov.in/filings/mutual-funds.html

Data and Privacy

Personal data is handled as per our Privacy Policy and the Digital Personal Data Protection Act, 2023.

Third-Party Links

W2D Finverse does not control and is not responsible for external websites linked from this site.

Jurisdiction

This website and all disputes arising from it are governed by the laws of India and subject to the exclusive jurisdiction of the courts at Vadodara.

Acceptance

By using the website of W2D Finverse you agree to these Terms and Conditions, our Privacy Policy and all applicable SEBI, AMFI and APMI regulations.

Nature of Services

W2D Finverse is an AMFI Registered Mutual Fund Distributor (ARN-133132) and APMI Registered PMS Distributor (APRN01605). We distribute Regular Plans of Mutual Fund schemes and Portfolio Management Services. We are not a SEBI Registered Investment Adviser. Information on this website is general in nature.

Your Responsibilities

You agree to provide accurate information; complete KYC; read all scheme documents before investing; keep your platform login and OTP confidential; report unauthorized access immediately; and inform us of any change in your personal details, financial position or risk appetite.

No Guaranteed Returns

Mutual Fund and PMS investments are subject to market risks. No return or capital protection is guaranteed. Past performance is not indicative of future returns.

Commission

We receive trail commission from AMCs on Regular Plan schemes, included in the scheme Base Expense Ratio (BER), and a distribution fee from Portfolio Managers. No separate fee is charged to you. Details are on the Commission Disclosure page. Transactions are processed through NSE MF Invest Platform, BSE STAR MF, CAMS Edge 360 and KFintech IRIS.

Transactions

Every transaction is placed only after your confirmation and is authenticated by you through OTP on the platform. Payment is made by you directly to the AMC or platform; we do not accept cash or payments in our own name for investments.

Privacy and Data Protection

Your data is handled as per our Privacy Policy and the Digital Personal Data Protection Act, 2023. We do not sell or share data for marketing.

Intellectual Property

All content, logos and design elements on this website are the property of W2D Finverse. Unauthorized reproduction is prohibited.

Third-Party Links

External links are provided for convenience. W2D Finverse does not control or endorse external sites.

Limitation of Liability

W2D Finverse makes no warranties, express or implied, and accepts no liability for any loss arising from the use of this website or reliance on its content.

Grievance Redressal

Write to info@w2dfinverse.com or call +91 98923 17777. Escalation: Concerned AMC / RTA (CAMS or Kfintech) / Portfolio Manager (for PMS), SEBI SCORES (https://scores.sebi.gov.in/) and SMART ODR (https://smartodr.in/).

Governing Law and Amendments

These terms are governed by the laws of India, with exclusive jurisdiction of the courts at Vadodara. We may modify these terms at any time; continued use of the website constitutes acceptance.

Regulatory

AMFI and APMI

Transaction Platforms

KYC

Objective

This policy is prepared as per the SEBI Master Circular for Mutual Funds dated 20-Mar-2026 and the AMFI Master Circular for MFDs dated 14-Jan-2026, which require Mutual Fund Distributors to disclose the commission received from Asset Management Companies (AMCs) to investors at the point of sale and on their website.

How Commission Works

When you invest in a Regular Plan Mutual Fund scheme through W2D Finverse, the AMC pays us a trail commission. It is a percentage per annum of the assets you hold, paid by the AMC out of the scheme’s Base Expense Ratio (BER). It does not increase your investment cost; it is already reflected in the NAV. Direct Plans of the same scheme have a lower expense ratio because they carry no distributor commission. You may invest in Direct Plans directly with the AMC without distributor service since we do not offer Direct Plans.

Category-wise Trail Commission (Indicative Range, % p.a. on AUM)

Actual rates vary by AMC, scheme, AUM slab and investor location (T30 / B30).

Scheme-wise Brokerage

Click here to view the AMC-wise and scheme-wise commission rates we receive. Updated quarterly.

PMS Distribution Fee

For Portfolio Management Services distributed under APRN01605, W2D Finverse receives a distribution fee from the Portfolio Manager as disclosed in the PMS Disclosure Document of each strategy: currently around 50% of management fee charged to the investor. We are the distributor, not the Portfolio Manager.

Key Disclosures

• W2D Finverse receives only trail commission from AMCs. No upfront commission, incentive or one-time payment is accepted from any AMC.
• The actual commission paid on your investments is shown in the half-yearly Consolidated Account Statement (CAS) issued by CAMS / KFintech.
• Commission is paid by the AMC and is included in the BER; it does not increase your cost.
• W2D Finverse does not receive gifts, incentive trips or non-cash benefits from any AMC.
• Scheme recommendations are based on the suitability criteria in our Fund Selection and Review Policy and are not influenced by commission rates.
• Category-wise commission is displayed at our office; scheme-wise rates are on this page and available on request.

Scheme Information

Before investing in any Mutual Fund scheme, please read the scheme related documents: the Scheme Information Document (SID), the Statement of Additional Information (SAI) and the Key Information Memorandum (KIM). These documents describe the scheme’s objective, where it invests, its risks, its Riskometer and its expenses.

Scheme Offer Documents (SID / SAI / KIM): https://www.sebi.gov.in/filings/mutual-funds.html

The documents are also available on the website of the respective Asset Management Company (AMC) and on the AMFI website (https://www.amfiindia.com/). We also send the SID/KIM link and the latest factsheet to the customer with every recommendation.

When an AMC changes a fundamental attribute of a scheme, the AMC’s addendum is forwarded to the affected customers. Scheme performance may be checked on the AMFI website (https://www.amfiindia.com/net-asset-value) and on the website of the respective AMC. We share the investment status report with our customers and inform them of regulatory and operational changes that affect them.

Risk Disclosure

Investments in Mutual Fund schemes carry risk. Please understand the following before you invest.

• Market risk, including loss of capital: The value of a scheme moves with the market. It can fall because of market volatility, force majeure events, or changes in the political and economic environment. Returns are not fixed, and you can lose a part of the money you invested.
• Issuer default risk: A company or body whose securities the scheme holds may default on its payment or may become bankrupt or insolvent. In such a situation the AMC may segregate the affected portion of the portfolio (create a segregated portfolio), and the money in that portion is paid only as and when it is recovered.
• Suspension of redemption: If a scheme faces a liquidity crisis, the AMC may suspend the redemption facility for the period permitted by the rules. During such a period you may not be able to take your money out.
• New Fund Offer (NFO) risks: A new scheme has no track record. Investments in an NFO carry price volatility risk, liquidity risk and, for schemes listed on an exchange, delisting risk.
• Winding up of a scheme: A scheme can be wound up if its instruments turn illiquid, if redemption requests are very high, or on account of unforeseen market events. On winding up, the money is returned as the scheme’s assets are sold, which can take time and may be at reduced values.
• Past performance is not indicative of future returns: The Net Asset Value (NAV) of a scheme moves up and down with the market. No return is assured, guaranteed or indicated by us or by any Mutual Fund, and no illustration shown by us assumes a return above 12% per annum.
• Match the risk with your risk profile: Every scheme carries a Riskometer showing its risk level. Check it against your own risk profile before investing. We explain these risks to every customer at the first investment and again at every additional investment.